It is no secret that Upstart , an online lender, has quickly become one of the most reputable financial institutions in the United States. Upstart has been able to provide a large number of loans in a short amount of time, which has allowed it to quickly prove its value within the industry. Upstart has managed to set itself apart from traditional loan companies in a number of ways. Upstart prides itself on being able to provide loans that are both high-quality and high-value. Upstart manages to provide such a great customer experience by giving its users access to the Upstart platform.
A Upstart personal loan could be good for someone with a limited credit history and fair to good credit. Upstart does not base their lending decisions off of FICO scores, which means Upstart might be a good loan option for someone that struggles to get approved for loans because of their low or average credit score.
Upstart takes into consideration the things that FICO focuses on, like past expenses and repayment history, but Upstart also takes into consideration the things that make up a good Upstart loan candidate, like a degree or if they have had an internship.
Upstarts own credit score is also important because Upstart can be a good Upstart loan option for someone that has fair credit but wants to build their Upstart score. Upstart has loan plans ranging from $1,000 to $50,000 and Upstart offers flexible loan repayment options. It does not charge any late fees.